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Medical Insurance: Things That Can Save You Time, Money and Grief Medical Insurance Guide Resource
	PPOs and POS plans are categorized as managed care plans. (Indeed, many people call POS plans "an HMO with a point-of-service option.") From the consumerÕs point of view, these plans combine features of fee-for-service and HMOs. They offer more flexibility than HMOs, but premiums are likely to be somewhat higher.
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Medical Insurance: Things That Can Save You Time, Money and Grief