Medical Insurance: Things That Can Save You Time, Money and GriefMedical Insurance Guide Resource |
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PPOs and POS plans are categorized as managed care plans. (Indeed, many people call POS plans "an HMO with a point-of-service option.") From the consumerŐs point of view, these plans combine features of fee-for-service and HMOs. They offer more flexibility than HMOs, but premiums are likely to be somewhat higher.
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